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Polska firma rejestruje podatkowo swoją działalność w Estonii, przeżywający kryzys wieku średniego 40-latek rejestruje swoje czerwone cabrio w Czechach, a młody programista rejestruje swoją pierwszą działalność gospodarczą na Litwie…

Wyrazy uznania dla skuteczności polskich polityków, którzy bez najmniejszego problemu są w stanie wystraszyć najbardziej przedsiębiorcze i kreatywne jednostki w naszym szarym społeczeństwie. Naszej polityce gospodarczej brak stabilności i jasności. Niepewność oraz ciągłe sięganie do kieszeni podatnika, czyli politycznej dojnej krowy rodzi frustrację i strach obywateli.

Politycy stosują te metody by w rezultacie sfinansować wyborcze głosy kupione za populistyczne hasła. Robią to więc trochę dla nas… Straszą nas, nękają żeby później obiecywać, że teraz już będzie tylko lepiej.

Głosuj i ufaj…

Co ciekawe, rozdawnictwo publicznych pieniędzy nie jest domeną tylko ekipy oferującej nam „dobrą zmianę”. Poprzednie opcje polityczne działały dokładnie według tego samego schematu. Zmieniano jedynie hasła. Zamiast programu 500+ dla każdego (tak brzmiała pierwotnie ta obietnica polityczna), w roku 2011 obiecywano nam likwidację formularzy podatkowych PIT, obniżenie zasadniczej stawki VAT do 22 procent oraz wysokie przychody z wydobycia gazu łupkowego (dla podatników z krótką pamięcią to były obietnice zwycięskiego wówczas PO). W roku 2005 politycy PO głosili hasła wprowadzenia podatku liniowego. I niespodzianka … Ci sami liberalni politycy kilka lat później przeprowadzają reformę polegającą na wywłaszczeniu OFE i umorzeniu części długu publicznego w sposób delikatnie mówiąc wątpliwy.

Takie przykłady można by wyliczać bez końca… Efekt to rozczarowanie i gorycz.. Pracuj obywatelu, walcz o jutro, głosuj na nas i ufaj… A my zapewnimy Ci bezpieczną i dostatnią przyszłość… płacisz przecież składki na ZUS, nadal zasilasz konta OFE (ups … zapomniałem, już nie).

Gwarancja ubóstwa…

Eksperci wyliczają, że system emerytalny w Polsce zbankrutuje. Firmy ubezpieczeniowe przestrzegają, że z ZUS uzyskamy emerytury na poziomie 1/3 naszych dzisiejszych dochodów, co przy założeniu, że już dziś wiele rodzin nie może sobie pozwolić na wykupienie leków czy zapłacenie za mieszkanie, oznacza realne widmo ubóstwa dla dzisiejszych 30- i 40-latków. Czy możemy coś z tym zrobić?

Szukajcie a znajdziecie…

Przede wszystkim przestańmy ufać politykom. Nie jest istotne czy obietnice składa PO, PIS, SLD czy Nowoczesna. Jedno jest pewne – polityk nie dotrzyma obietnicy. Po drugie zacznijmy dbać sami o siebie. Tak jak wspomniany na początku przedsiębiorca, 40 –latek i młody programista, zadbajmy o własną przyszłość bez pomocy polityków. Nie czekajmy na ich wsparcie i pomoc, bo ta nigdy nie nadejdzie.

Politycy planują wprowadzić rozwiązania gdzie nowo powstająca firma, jej udziałowcy i członkowie zarządu będą przechodzić proces urzędniczej weryfikacji. W przypadku stwierdzenia posiadania zaległości podatkowych urzędnik będzie oceniał ich przyczynę i ustalał uznaniowo wysokość kaucji która umożliwi rozpoczęcie działalności gospodarczej. Od 20 do 200 tysięcy złotych kaucji dla start-upu w pierwszych dniach działalności to wyrok śmierci biznesowej. Co robimy? Rejestrujemy firmę w Czechach.

Politycy likwidują OFE i zawłaszczają nasze indywidualne emerytury, ograbiając nas z marzeń o dostatniej i spokojnej jesieni życia. Co możemy z tym zrobić? Załóżmy indywidualne konto zabezpieczenia emerytalnego IKZE. To będzie nasz prywatny fundusz na przyszłość. Bezpieczny i w pełni prywatny (czytaj: politycy go nie rozkradną). A jeszcze dodatkowo uzyskamy zwrot prawie 1500 zł zwrotu z podatku jeśli zainwestujemy blisko 5000 zł w 2016 roku. To gwarantowane 32% zysku!

Dopóki nasz kraj będzie zarządzany przez polityków dla których celem samym w sobie jest władza a nie reformy i rozwój gospodarczy, obywatel i podatnik nie może ufać państwu. To smutna diagnoza ale nie beznadziejna. Możemy szukać rozwiązań. Mamy do tego prawo.

Szukajcie a znajdziecie! Dziś inwestujmy w IKZE by odebrać nasze 1500 zł fiskusowi lub rejestrujmy firmy w Czechach. Im więcej Polaków przestanie się bać i zacznie działać, tym łatwiej będzie wpłynąć na polityków i „wymusić” faktyczne zmiany i reformy gospodarcze.

Autor Maciej Jędrzejak

Bankier z ponad 20 letnim doświadczeniem, obecnie koncentrujący się na spółkach z sektora fintech oraz kolejnych projektach startupowych w Polsce. Jako ekspert od międzynarodowych finansów łączy świat bankowości z realną ekonomią.

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  156. I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)

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  159. Apple now has Rhapsody as an app, which is a great start, but it is currently hampered by the inability to store locally on your iPod, and has a dismal 64kbps bit rate. If this changes, then it will somewhat negate this advantage for the Zune, but the 10 songs per month will still be a big plus in Zune Pass’ favor.

  160. Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.

  161. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

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  163. Zune and iPod: Most people compare the Zune to the Touch, but after seeing how slim and surprisingly small and light it is, I consider it to be a rather unique hybrid that combines qualities of both the Touch and the Nano. It’s very colorful and lovely OLED screen is slightly smaller than the touch screen, but the player itself feels quite a bit smaller and lighter. It weighs about 2/3 as much, and is noticeably smaller in width and height, while being just a hair thicker.

  164. Apple now has Rhapsody as an app, which is a great start, but it is currently hampered by the inability to store locally on your iPod, and has a dismal 64kbps bit rate. If this changes, then it will somewhat negate this advantage for the Zune, but the 10 songs per month will still be a big plus in Zune Pass’ favor.

  165. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

  166. The new Zune browser is surprisingly good, but not as good as the iPod’s. It works well, but isn’t as fast as Safari, and has a clunkier interface. If you occasionally plan on using the web browser that’s not an issue, but if you’re planning to browse the web alot from your PMP then the iPod’s larger screen and better browser may be important.

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  168. Between me and my husband we’ve owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I’ve settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.

  169. I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)

  170. The new Zune browser is surprisingly good, but not as good as the iPod’s. It works well, but isn’t as fast as Safari, and has a clunkier interface. If you occasionally plan on using the web browser that’s not an issue, but if you’re planning to browse the web alot from your PMP then the iPod’s larger screen and better browser may be important.

  171. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

  172. Between me and my husband we’ve owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I’ve settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.

  173. This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‚Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of „neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune „Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.

  174. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

  175. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

  176. This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‚Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of „neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune „Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.

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  185. Between me and my husband we’ve owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I’ve settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.

  186. I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)

  187. If you’re still on the fence: grab your favorite earphones, head down to a Best Buy and ask to plug them into a Zune then an iPod and see which one sounds better to you, and which interface makes you smile more. Then you’ll know which is right for you.

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